Dave Ramsey has strong opinions on annuities and doesn't hold back. Here's why he warns most investors to avoid them and what he suggests you consider instead.

Not all financial products are created — or regulated — equally. Stocks and mutual funds fall under federal securities laws, while savings accounts benefit from FDIC protection. But annuities? They’re ...

Forbes contributors publish independent expert analyses and insights. Teresa Ghilarducci Ph.D. is an Economics Professor. Annuities are good for retirees, but America’s workers lost access to ...

Explore Joint Life with Last Survivor Annuities, including its definition, mechanics, benefits, and considerations. Compare it with other annuity options.

Lindsey Crossmier has been a financial writer since 2022, and has been regularly quoted as an expert in outlets such as U.S. News, GOBanking Rates and Yahoo! Finance. She leverages her Yale financial ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. When it comes to retirement planning, annuities are one of the financial ...

We may receive commissions from some links to products on this page. Promotions are subject to availability and retailer terms. But here's the thing about annuities: They're not the right move for ...

Learn how the market, economy, and demographics are shaping the annuity industry Nick Gallo has been a financial content marketer and journalist for over six years. He has deep expertise in ...