Smaller banks are slowly adopting bank-owned life insurance as a way to counter shrinking loan margins and diminished returns on other investments. Community banks have traditionally been reluctant to ...

Lev Menand is an associate professor at Columbia Law School and a fellow at the Roosevelt Institute. Morgan Ricks is the Herman O. Loewenstein chair in law at Vanderbilt Law School. On Sunday evening, ...

A deposit insurance system can contribute to financial stability, but only if it is adequately funded and if other safeguards—such as a strong bank supervision program—are also in place. IN AESOP'S ...

The recommendations followed concerns that fueled a run on several banks. By Alan Rappeport WASHINGTON — The Federal Deposit Insurance Corporation on Monday recommended that Congress consider ...