Over the past three years, the benchmark interest rate for household loans at banks fell by 0.72 percentage points, but the actual interest rates borne by borrowers only declined by 0.15 percentage ...
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RBI loan rules 2026: Banks may need borrower consent to change loan benchmark; know what happens to your EMI
Borrowers with floating-rate loans could get greater protection from changes in the benchmark used to determine their interest rate under a new framework proposed by the Reserve Bank of India (RBI).
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