A new rule is going into effect next year that will affect high earners who make “catch-up contributions” in their 401(k)s or other tax-deferred workplace retirement plans. The rule, which was created ...

Workers 50 and older will soon face new limits on a key retirement benefit, according to final regulations issued by the U.S Department of the Treasury and the IRS. The regulations were published Sept ...

When people are in their 20s and even 30s, they often focus their finances on paying off debts, starting a family, and buying a home. By the time they start focusing more on growing a nest egg for ...

The Internal Revenue Service has locked in sweeping new rules that require certain workers to make catch-up contributions in their retirement savings, but make the contributions into a Roth ...

Starting in 2026, Americans aged 50 and older earning over $145,000 must make their 401(k) catch-up contributions to a Roth account. This new rule means high-earning older workers will pay taxes on ...

Beginning this year, older workers have a fleeting but powerful new way to supercharge their retirement savings, but many may miss out through inaction. Under the SECURE 2.0 Act, employees between the ...

On September 15, 2025, the Department of Treasury and Internal Revenue Service issued final regulations addressing catch-up contribution rules for 401(k) plans, 403(b) plans, and governmental 457(b) ...

If you thought catch-up contributions were settled territory, think again. The IRS has now issued final regulations under SECURE 2.0 that require, as of January 1, 2026, that catch-up contributions ...

Trina Paul is a Breaking News and Personal Finance Writer at Investopedia, covering topics like retirement, consumer debt, and retail investing. She focuses on making complex financial topics ...