The rate on a 30-year fixed refinance decreased to 6.39% today, according to the Mortgage Research Center. Rates averaged 5.4% for a 15-year financed mortgage and 6.07% for a 20-year financed mortgage.

Mortgages backed by the VA come with money-saving benefits for qualified military families, from competitive interest rates to 0% down payments. And in some cases, beneficiaries stand to save even more through VA loan refinancing. Whether you’re looking ...

Mortgage rates have increased with the average 30-year fixed rate now at 6.12%. Experts warn potential homebuyers and those looking to refinance may not see relief until 2026. Read on for the latest updates and detailed mortgage rate comparisons.

Caroline Basile is Forbes Advisor’s student loans and mortgages deputy editor. With experience in both the mortgage industry and as a journalist, she was previously an editor with HousingWire, where she produced daily news and feature stories. She ho..

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering between 6.5% and 7% due to ongoing economic uncertainty.

Mortgage rates today, Nov 12, 2025, are steady near 2025 lows. The 30-year fixed rate averages 6.16%, and the 15-year sits at 5.61%. With the Fed eyeing more cuts in 2026, experts say now may be a key moment for homeowners to compare rates and consider refinancing opportunities.

Mortgage rates fell last week to the lowest level since April, leading current homeowners to seek savings. Applications to refinance a home loan rose 7% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally ...

Multiple benchmark refinance rates have decreased. Refinance rates change daily, but experts say rates could inch down in the coming months. Katherine Watt is a CNET Money writer focusing on mortgages, home equity and banking. She previously wrote about ...