In 2023 there were more than 2.6 million fraud reports and 1 million identity theft reports filed through the Federal Trade Commission. If you’re concerned about someone stealing your personal ...
It’ s the holiday shopping/scamming season. So here are some ways to protect yourself, your Social Security number, your bank ...
A credit freeze can be a pivotal step to protect yourself from identity theft. When you have a freeze on your credit reports, lenders can’t view them in response to an application for new credit — and ...
Freezing your credit is one way to lower your risk of being scammed. What is a credit freeze and how do you do this? We asked digital coach Grace Buscher, of Quincy, when is this a good idea and how ...
As a personal finance editor covering identity theft, I knew freezing my credit would make it harder for cybercriminals to open a new account in my name. But I still went back and forth on freezing my ...
The days of paying to protect your credit files are coming to an end. Credit freezes and unfreezes with the three major credit bureaus — Equifax, Experian and TransUnion — will be free for everyone by ...
Every few months, we hear about another data breach that exposes the personal information of millions of people. But the most recent discovery is massive. Security researchers uncovered a staggering ...
Getting a credit freeze is simple, but you might want to think twice about it if you're thinking of buying a home. Data security breaches and changes in government policies are on the rise, leaving ...
Some people wrongly think a credit freeze means they can no longer use their own credit cards. A credit freeze will stop crooks from opening new credit cards or loans in your name. Consumers are ...
Last year, I was notified that my data was exposed to two data breaches. I must admit it's pretty scary to know that my personal information can be purchased for pennies on the dollar on the dark web.
In this informative episode of PennyWise, host Nat Cardona sits down with Chip Lupo, a credit card writer for WalletHub, to explore the vital topic of credit freezes. As the importance of maintaining ...
If you've never been the victim of identity theft, consider yourself lucky. Experts say it’s not a matter of "if" you'll become a victim, but "when." And it can take a lot of time and effort to clean ...