In February 2026, homeowners insurance averaged $2,424 a year for a $300,000 dwelling nationwide, according to data from Bankrate.
In July 2025, homeowners policies averaged $2,802 a year nationwide, according to data from insurance marketplace The Zebra.
Cheap home insurance offers coverage at a reasonable price. The best options include Amica, State Farm, Allstate, and more. Insure your home today.
If you're seeing a rise in your homeowners insurance premiums, you're not alone. The average cost of a homeowners policy has risen more than 30% since 2020, according to joint research from the ...
According to a recent study by Quote.com, USAA and Geico offer the cheapest homeowners insurance policies, but each of the major national home insurance brands offers policies that are a good fit for ...
How much do Americans spend on home insurance? Bankrate investigates.