You can easily download your iCloud photos onto your PC through your web browser. Make sure you have "iCloud Photos" turned on in your Apple settings.
You can back up photos from your iPhone with iCloud storage to ensure you always have those photos, even if your phone is lost, stolen, or damaged.
If you've backed up your iPhone photos to iCloud, you're already doing better than most people. Keeping an online backup of your photos means it's easy to retrieve them if something happens to your ...