The share of consumers taking out the riskiest form of loans has reached its highest peak this decade, a sign of growing financial stress for many Americans. The share of consumers taking on subprime ...

Multiple banks view their auto lending behavior for both prime and subprime customers today as on the tougher end of their historic spectrum, according to the Federal Reserve's senior loan officer ...

NEW YORK — Ally Financial addressed speculation that it might venture into more subprime auto lending. The company reiterated to SubPrime Auto Finance News about its decision to concentrate on the ...

Upstart, an AI-based lending marketplace provider that traditionally served consumers who couldn't get credit elsewhere, is shifting its attention to the kinds of prime borrowers that banks embrace.

Varun Surapaneni from Neuberger Berman notes that the percentage of past-due loans “to riskier consumers has begun to flatten, while newly issued paper is carrying higher interest rates.” In an update ...

There is good news in the subprime car loan sector, but only if you work in repossessions. For everyone else, it's bad news, and it might foreshadow worse news in the months and years to come. A new ...

Those who can, pay cash to avoid the interest rates. Subprime credit tightens substantially. Credit has tightened substantially for subprime. The part of auto lending that is seeing tighter financial ...

Sub-prime loans are largely responsible for pushing the real estate market into the stratosphere in years past. They enabled people who would not normally be able to finance a home a shot at the ...

Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. Thomas J. Brock is a CFA and CPA with more than 20 years of experience in various areas ...