Student loan refinance rates have held steady over the last week. As of November 20, 2025, student loan refinance lenders are ...

College graduates often believe that they are stuck with their student loan debt, but there are refinancing options out there that can lower the interest rate on both government-backed and private ...

Every borrower should know their loan balance, current interest rate and monthly payment, says Joseph Price-Gault, head of ...

Nelnet Bank student loans and student loan refinancing are an option for borrowers who need a co-signer or who might need flexibility on payments in the future. Many or all of the products on this ...

Earnest has no minimum income requirement. Borrower's median income is $70,000 one of the lowest shared with NerdWallet. Pros Customizable payments and loan terms. Option to skip one payment every 12 ...

The average student loan balance for recent college graduates who borrowed is more than $29,000, according to U.S. News data. If you have a high balance, you may consider refinancing your student ...

With a background in journalism and counseling, Penny Min blends analytical research with real-world insight to help readers make informed financial decisions. At Forbes Marketplace, she specializes ...

When you have a large student loan balance, you may struggle to keep up with monthly payments or to qualify for other types of credit. This can be especially true for private student loan borrowers ...

It may be possible to use personal loans to pay off student loans, though not all lenders allow this. Refinancing federal student loans to a personal loan eliminates access to income-driven repayment ...

“The department urges all borrowers in the SAVE plan to quickly transition to a legally compliant repayment plan,” Secretary of Education Linda McMahon said in a news release. Money; Getty Images The ...