Ever thought about refinancing your home? You hear the term - maybe see ads for it - but what’s the real deal? Is it a smart money move or a financial trap? FOX 5 real estate expert John Adams joined ...

What is refinancing? When should homeowners consider it? Refinancing could save homeowners thousands of dollars during the course of their home loan. It can improve the interest rate, the terms of the ...

Considering the current mortgage rate of around 6.41% in September 2025, and knowing that rates were half as much 10-15 years ago, it’s becoming increasingly hard to convince anyone that buying a ...

But if you secured a home equity loan recently, you might eventually be able to save even more by refinancing your home equity loan to a loan with a lower rate. Should you do that once rate cuts are ...

Refinancing’s impact your home equity depends on the sort of refinance you do. With a rate-and-term refinance, your equity stake shouldn’t change, as you’re only replacing your current mortgage with a ...

The Fed’s rate cut has many homeowners wondering about refinancing. But the connection between Fed policy and mortgage rates ...

“Marry the house, date the rate” is when you buy your dream home today with the intention of refinancing in the future to a better interest rate or term. While this strategy can lower your monthly ...

Angelica Leicht is the senior editor for the Managing Your Money section for CBSNews.com, where she writes and edits articles on a range of personal finance topics. Angelica previously held editing ...

Home equity is at historic highs. If you've faithfully paid your mortgage over the years, you've likely built up quite a bit of it yourself. According to the Federal Reserve, American homeowners are ...

Poor credit, limited income and no equity don't usually prevent you from refinancing with an FHA streamline refinance. You can refinance without an appraisal. Lower your interest rate, change your ...

There’s been an uptick in homeowners opting to invest in big renovations in the coming year. However, with tariffs and inflation, the costs of renovations are going up, and some homeowners want to tap ...