MarketWatch talked to credit experts to develop an order of operations to improve your credit score fast, whether you have ...

What credit score do I need to secure the best mortgage rate? According to industry experts and recent data, the short answer ...

Credit score rules for mortgages are changing in 2026, which may help first-time homebuyers. For years, the minimum FICO score to get a loan for most borrowers has been 620. Now, companies that ...

When you’re applying for a loan, credit card or lease, knowing the difference between your credit score and credit report can give you some insight into how your lender or landlord views you from a ...

(THE CONVERSATION) With the cost of borrowing money to buy a home or a car inching ever higher, understanding who gets access to credit, and at what interest rate, is more important for borrowers’ ...

Starting Nov. 15, Fannie Mae is eliminating its 620 minimum middle credit score requirement for purchase and refinance home loan credit decisions. Fannie is following Freddie Mac’s lead from several ...

Equifax EFX-1.52%decrease; red down pointing triangle said it’s offering cheaper mortgage score prices after Fair Issac unveiled a plan to sell its credit scores directly to mortgage lenders and ...

The rate on a 30-year fixed refinance rose to 6.24% today, according to the Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.3%. On a 20-year mortgage refinance, the ...

Here are the average annual percentage rates (APR) on 30- and 15-year fixed mortgage refinances and 5/1 ARM refinances: Today’s Mortgage Refinance Rates The average APR for a 30-year fixed refinance ...