If you're planning to refinance your home this fall, you may not need as much of a rate reduction as you think.

In case you didn't hear, mortgage rates hit an all-time low last year. The popular 30-year fixed-rate mortgage fell to 4.19 percent in early October, but has since risen to 4.74 percent, according to ...

With mortgage rates dropping, Jeff Rossen explains when refinancing makes financial sense and when it does not.

Homeowners eager for mortgage rates to dip so they can refinance their places may have to wait quite a bit longer. A study from Neighbors Bank says folks whose current loans are in the 6.5%-7% range ...

Auto loan refinancing involves replacing your original loan with a new loan. It can help you get more favorable loan terms, such as a lower monthly payment or a reduced interest rate. Whether auto ...

The right time to refinance depends on your financial situation.

For the vast majority of homeowners, there's currently little financial incentive to refinance their mortgages. So far in 2025, average mortgage rates have remained elevated, consistently hovering ...

Mortgage Research Center. The average rate on a 15-year mortgage refinance is 5.36%. On a 20-year mortgage refinance, the ...

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The rate on a 30-year fixed refinance increased to 6.46% today, according to the Mortgage Research Center. The average rate ...

With mortgage rates dropping, Jeff Rossen explains when refinancing makes financial sense and when it does not. With mortgage rates dropping, Jeff Rossen explains when refinancing makes financial ...

Mortgage rates have dropped, but refinancing is not always the right move.The first rule is to check if your current rate is at least 1% higher than today’s average. For example, refinancing a ...