Over the past 17 years that I have been doing this column, I have written about 50 columns dealing with the Social Security offsets that impact some state and local government employees who work at ...

The Social Security system provides not only retirement benefits based on an individual's earnings but also offers spousal and survivor benefits based on a current or former spouse's earnings record.

Survivor benefits come with complex rules, and one wrong move could cost you. Timing when you claim your benefit or switch can significantly impact lifetime income. Smart strategies like delaying or ...