Julia Kagan is a financial/consumer journalist and former senior editor, personal finance, of Investopedia. David is comprehensively experienced in many facets of financial and legal research and ...

Much of the research about safe withdrawal rates for retirement assumes that retirees want to spend the same dollar amount per year, with annual adjustments to account for inflation, over the whole of ...

In our recent annual study on safe withdrawal rates, my colleagues Christine Benz, John Rekenthaler, and I found that retirees who want to maintain a consistent spending amount adjusted for inflation ...

Many experts recommend that people withdraw 4% from their retirement portfolio each year in order to make their retirement savings last. This much touted advice, however, may not hold true for today's ...

Adam Hayes, Ph.D., CFA, is a financial writer with 15+ years Wall Street experience as a derivatives trader. Besides his extensive derivative trading expertise, Adam is an expert in economics and ...

Variable withdrawal strategies can satisfy the needs of some retirees, especially if they want to spend more money in retirement. One advantage is that it is much harder to run out of money early with ...