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Credit Card Issuers that do a Soft-Pull / Pre-Qual / Pre-Approval no credit hit, American Express — You can check for pre-approved offers with a soft inquiry first. If you accept and apply, a hard pull happens. Forbes 1 Website: americanexpress.com/us/credit-cards/check-for-offers Capital One Has a “pre-approve / pre-qualify” tool online, which doesn’t harm your credit. Capital One Website: capitalone.com/apply/credit-cards/preapprove Discover — You can check for pre-approved offers via their on
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