MoneyWatch: Choosing a health savings account

Flexible spending accounts (FSAs)

A FSA (Flexible Spending Account) is a simple, smart way to pay for healthcare expenses with pre-tax money. That means instant savings — no waiting, no investing — just keeping more of what you earn. Just remember: FSAs are use it or lose it, so plan your expenses wisely! Individuals can elect to put aside up to $3400 and $7500 if filing jointly. 💡 You can sign up through your employer’s benefits portal during open enrollment. Drop the word “FREEDOM” in the comments, and I’ll send you my free e